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Hard Money Lenders Charlotte NC – Best Private Loans


Imagine that you are looking to buy a Charlotte based property.

Don’t know where to start?
We are Hard Money Lenders in North Carolina!

Start Here – Please Read On!

Start your search for hard money lenders Charlotte, North Carolina.

This should begin with us & our team


Hard Money Lenders Charlotte NC
Private Hard Money From A Private Lender

This guide to hard money lending is perfect for you. Is Charlotte a new market for you? or in which you have previously invested?

You can use this guide to help you get started. We outline the information you will need to be successful in the area and get a loan.

We are here to help you quickly turn a profit on your next real estate venture.

Charlotte Hard Lender & Investment Property Loans


The state and the region have the right mix to achieve rapid economic growth and long-term prosperity.

It is remarkable because of this. Its ability to continue to thrive in difficult economic times and during the COVID-19 Pandemic.

When is the best time to use our services?


Hard money is attractive because they offer low, competitive interest rates and can be closed quickly.

It can be used to renovate your investment property or turn it around and make a profit.

As a real estate investor, your first aim is to purchase the investment asset. To get the best return on your investment capital, do everything you can quickly. Sometimes, you may need to rely on the assistance of others.

north carolina hard money lending charlotte

We Are Trusted In Charlotte, North Carolina:
Private Lenders of Private Funds

These are the top 4 investment strategies for private cash.

1 – Fix and Flip Projects :


A real estate strategy involves buying a property in need of repair. It is common to renovate a property and then sell it at a profit. It was a remarkable real estate market in 2020 and will continue to be so in 2021, 2022 & into 2023.

This strategy has proven profitable for investors due to its limited inventory and high demand. Investors who can find a home at an affordable price will be able to do so. It is in good condition, yet it is located in an area growing like Charlotte will have the advantage.

Renovating the house to make it more livable. Disrepair often involves restoring aesthetics and renovating kitchens or bringing bathrooms up to date.

Investors aim to fix or rehab the property quickly and then put list it on the market for a large profit (flip it) or keep as a rental. Now you are familiar with the basics. This is where the term ‘fix and flip‘ comes from.

2 – Commercial Money Lending


Warehouses, corporate offices, warehouses, manufacturing facilities, restaurants, and retail strip centers are all examples of commercial properties & real estate. These properties can be brand new from the ground up, or they may have been renovated or changed of use.

An investor may have to wait for a traditional bank in North Carolina to approve a commercial loan with their partners. When investing in real estate, financing this way is not always in the borrower’s best interest.

Many issues can be raised, including bad credit, bridge loan issues, credit score problems with personal finance, and minimum credit scores.

This is before they examine any mortgage rates and mortgage issues (i.e., mortgage banker & credit-union issues)

3 – Transactional Funding:


Transactional financing or funding may be used to fund residential, commercial, farm, ranch, and other aspects of real estate assets. Transactional funding can be used for one of several purposes. The buyer can quickly turn the property over to another buyer.

Buyers close while they wait for funds from their buyers.

4 – Land Development


Land development alters the landscape to create a residential or commercial property asset.

A residential lot could be sold to builders or even a vacant lot—commercial lot development for specific or mixed-use purposes. Land development can be challenging to finance – a lot of detail and cost.

Do you want to know how much you’ll need? What will your total costs be? Finding the best lender would make a great start!

These are some great tips for calculating interest-only loans that include an overview of these types of finance —the advantages of interest-only and when they are due.


What does the process look like from a
private money lender to a real estate investor?


Quickly getting a Charlotte hard money loan from a private lender (trustworthy, experienced, and reliable) is the best way to invest. This is how to be a success.

It isn’t always easy.

This is because companies in this region are often opaque and charge hidden fees.

Finding a reputable lender that offers a simple process is important. Also, you want someone experienced in providing investment advice to real estate investors – loans to purchase or renovate non-owner-occupied residential or commercial real estate properties.

They can also advise and assist you in navigating your many challenges. Your deal will be more than just a contract. You will feel relaxed and stress-free.

We make it easy to get the finance you need.

We offer free applications, same-day approvals, and 24-hour closings.

All you need to do to get started is to complete the following: a simple application. Include your financial information. This should not take more than 5-10 minutes.

Once all required documents have been received, approval can be completed in as little as one working day.

We can quickly react to any situation. We can invest quickly in property and not lose an opportunity.

What should you expect in sheet lending terms and fees?


It is crucial to get the best rate. However, it can be difficult as some may try to conceal fees.

Sometimes, the best rate at first glance is not always the best rate after all is said and done.

We recommend that investors research and choose competitive rates from transparent businesses, ones with experience and a track record. Ideally, hard money lenders Charlotte with a proven record.

You can find our requirements clearly on Terms Page.

There is an $850 charge for closing costs. Only non-owner-occupant loans are allowed (individuals or corporations). Personal guarantee and lender must be in the first place.

Loan Term – What Should You Expect?


When deciding whether or not a deal is worth your time, there are many terms you need to understand, such as the ARV of an item of real estate.

After all renovations and repairs have been made, the ARV will estimate the property’s value.

Our 3-minute Explaining the Term Sheet video will provide a detailed explanation of all terms and conditions, including loan amount, purchase price, ARV, loan to value (LTV), etc. – WATCH THE VIDEO HERE

This guide will help you to understand the market and all you need to know.

Closing Times Of Real Estate Investment Loans & Private Finance


It is crucial to close quickly so you can move on to the next investment phase.

It is important to verify that the Charlotte hard cash lender you are considering working with has received testimonials from past clients to prove they are trustworthy and easy to work with.

They should also show you examples of projects that have closed in as little as 24 hours or as soon after the title to the property became clear.

charlotte-nc-hard-money-lender-loans

Hard Money Loans Charlotte, North Carolina


With over 20 years of experience in real estate and real estate finance, our experience as a lender has seen many investors succeed with hard loans.

We are a private lender that serves real estate investors. Flipping houses requires funds to invest in commercial property: transactional financing, development, and many other things.

Charlotte Hard Money Lenders & Charlotte Private Loans
We are a trusted lender of direct hard money and are here to help!

We are the direct lender and lend through a 5 step process.


To find out more, Call (817) 200-77575 or fill out a request for a free application.

We are happy to provide you with references and testimonials of real estate investors we have helped with our business services over the years.

Call us, email us or read our many blog posts if you need more information.


Charlotte Hard Money

Charlotte Private Money Lender

Hard Money Lenders Charlotte, North Carolina

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