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Hard Money Lenders Charlotte NC – Most Trusted North Carolina Lender


Imagine that you are looking to buy a Charlotte North Carolina based property in its thriving economic hub.

Don’t know where to start?
We are a Hard Money Lender in North Carolina!

Start Here – Please Read On!

Start your search for Private Money Lenders Near Me

and find ourselves – the best hard money lenders in North Carolina.

This should begin with us & our team


A Private Loan From Real Estate Investors in NC

Charlotte’s real estate investment – Is this a new market for you? or in which you have previously invested?

This guide discusses all things private lending and helps you get started. We outline the information you will need to be successful in the area and get financing in days rather than months!

Our management team is here to help you quickly turn a profit on your next real estate venture.

north carolina hard money lending charlotte

Established Lender of Investment
Property Loans In Charlotte NC


The state and the region have the right mix to achieve rapid economic growth and long-term prosperity.

It is remarkable because of this. Its ability to thrive in difficult economic times and during the COVID-19 Pandemic.

When is the best time to use our services?


Private money is attractive because it offers low, competitive interest rates and can be closed quickly.

It can be used to renovate your investment or turn it around and make a profit.

Charlotte Hard Money Lenders
With A Track Record

As an investor, your first aim is to purchase the investment asset. To get the best return on your investment capital, do everything you can quickly. Sometimes, you may need to rely on the assistance of others.

Charlotte North Carolina - Hard Loans

We Are Local & Trusted Lenders:
The Best Hard Money Loan In This Real Estate Market

These are the top 4 investment strategies for private cash.

1 – Fix and Flip Projects :


This strategy involves buying a property in need of repair to flip. It is common to renovate and then sell it at a profit. It was a remarkable market in 2020 and will continue to be so in 2021, 2022 & 2023.

This fix-flip strategy has proven profitable for investors due to its limited inventory and high demand. Investors who can find a home at an affordable price will be able to do so. It is in good condition, yet it is located in an area growing like Charlotte NC will have the advantage.

Renovating the house to make it more livable. Disrepair often involves restoring aesthetics and renovating kitchens or bringing bathrooms up to date.

Investors aim to fix or rehab their investment quickly and then flip it by listing it on the market for a large profit (flip it) or keeping it as a rental.

Now you are familiar with the basics. This is where the term ‘fix and flip‘ comes from.

2 – Commercial Money Lending


Warehouses, corporate offices, warehouses, manufacturing facilities, restaurants, and retail strip centers are all examples of commercial properties & real estate. These properties can be brand new from the ground up, or they may have been renovated or changed of use.

An investor may have to wait for a traditional bank in North Carolina to approve commercial finance with their partners. When investing in real estate, financing this way is not always in the borrower’s best interest.

Many issues can be raised, including bad credit, poor management, bridge loan issues, credit score problems with personal finance, and minimum credit scores.

This is before they examine any mortgage rates and mortgage issues (i.e., mortgage banker & union issues) – for more information, check out our article on commercial loans.

3 – Transactional Funding:


Transactional financing or funding may be used to fund residential, commercial, farm, ranch, and other aspects of real estate assets. Transactional funding can be used for one of several purposes. The buyer can quickly turn the property over to another buyer.

Buyers close while they wait for funds from their buyers.

4 – Land Development


Land development alters the landscape to create a residential or commercial asset.

A residential lot could be sold to builders or even a vacant lot—a commercial lot development for specific or mixed-use purposes. Land development can be challenging to finance – a lot of detail and cost.

Do you want to know how much you’ll need? What will your total costs be? Finding the best lender would make a great start!

These are some great tips for calculating interest-only loans that include an overview of these types of finance —the advantages of interest-only and when they are due.

hard lender in charlotte nc - john Pribble and team

Hard Money Loans Across Charlotte

What does the process look like from
private money lenders to a real estate investor?

The Quick And Easy Solution!


Quickly getting a hard money loan from a private lender (trustworthy, experienced, and reliable) is the best way to invest. This is how to be a success.

It isn’t always easy.

This is because companies in this region are often opaque and charge hidden fees for private money.

Hard Money Charlotte Lenders – Finding a reputable lender that offers a simple process is essential. Also, you want someone experienced in providing investment advice to real estate investors – money to purchase or renovate non-owner-occupied residential or commercial properties.

They can also advise and assist you in navigating your many challenges. Your deal will be more than just a contract. You will feel relaxed and stress-free.

The Best Private Money Fix For Properties
Is Just A Phone Call Away!

Hard money lending – We make it easy to get the finance you need.

Private hard money – We offer free applications, same-day approvals, and 24-hour closings, which in turn will help your investments and investment opportunities.

All you need to do to get started is to complete the following: a simple application. Include your financial information. This should not take more than 5-10 minutes.

Once all required documents have been received, approval can be completed in as little as one working day.

We can quickly react to any situation. We can invest quickly in property and not lose an opportunity.

What should you expect in sheet lending terms and fees?


It is crucial to get the best rate. However, it can be difficult as some may try to conceal fees.

Sometimes, the best rate at first glance is not always the best rate after all is said and done.

We recommend that investors research and choose competitive rates from transparent businesses, ones with experience and a track record. Ideally, money lenders with a proven private money record.

You can find our requirements clearly on Terms Page.

There is an $850 charge for closing costs. Only non-owner-occupant loans are allowed (individuals or corporations). Personal guarantee and lender must be in the first place.

private money in Charlotte NC

Loans & Loan Term – What Should You Expect?


When deciding whether or not a deal is worth your time, there are many terms you need to understand, such as the ARV of an item of real estate.

After all renovations and repairs have been made, the ARV will estimate the property’s value.

Our 3-minute Explaining the Term Sheet video will provide a detailed explanation of all terms and conditions, including the loan amount, purchase price, ARV, loan to value (LTV), etc.

This guide will help you understand the market and everything you need to know.

Closing Times Of Real Estate Investment & Private Finance


It is crucial to close quickly to move on to the next investment phase.

It is crucial to verify that the cash lender you are considering working with has received testimonials from past clients to prove they are trustworthy and easy to work with.

They should also show you examples of projects that have closed in as little as 24 hours or as soon after the title to the property became clear.

Charlotte Hard Money – Hard Money Lenders Helping Locals

hard money lenders Charlotte NC - private loans with private money from DFWHardMoney

Fast Money Loans Across North Carolina
Lending Made Easy!


With over 20 years of experience in real estate and real estate finance, our experience as a lender has seen many investors succeed with private money loans.

We are a private lender that serves real estate investors fast. Flipping houses requires funds to invest in commercial property: transactional financing, development, and many other things.

A Trusted Charlotte Money Lender Offering Private Loans
We are a trusted lender of direct money and are here to help!

We are the direct lender and have a fast, simple 5-step process.


To find out more, Call (817) 200-77575 or fill out a request for a free application.

As a trusted Hard Money Company – We are happy to provide you with references and testimonials of real estate investors we have helped with our business services over the years.

Call us, email us, or read our many blog posts if you need more information.


Short Term Money | New Construction | Construction Loans | Housing Market

Private Money Lending

Hard Money Lender – Loans | Capital | Construction | Rental |


References & Further Reading:
Zillow Market
Redfin Market
Gov Website


Commercial Projects Planned – 2023:

Several commercial projects are planned for this area in 2023.

These projects are expected to create thousands of jobs and add millions of dollars to the local economy. They are also a sign of the city’s continued growth and development.

Here are some additional details about the projects mentioned above:

  • The Legacy Union development will be located on 17 acres of land uptown. It will include two office towers, a residential tower, and a hotel. The development is expected to be completed in 2025.
  • The Spectrum Center expansion will add 100,000 square feet of space to the home of the Charlotte Hornets. The expansion will include a new practice facility, a new team store, and a new restaurant. The development is expected to be completed in 2024.
  • The development of the former Eastland Mall site will be located on 60 acres of land in the east. It will include a mix of office, residential, and retail space. The development is expected to be completed in 2026.

In addition to these major projects, several smaller commercial real estate projects are planned for 2024. These projects include:

  • The construction of a new 100,000-square-foot office building in uptown.
  • The renovation of a 50,000-square-foot office building in South End.
  • The construction of a new 200-unit apartment building in NoDa.

These projects all show the city’s continued growth and development. It is a significant economic hub in the Southeast, and its commercial real estate market is expected to grow in the future.

[Source – Google Bard – 2024]
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