Lending terms can be confusing to understand, but DFW Hard Money is here to walk you through the term sheet and make your hard money loan process as seamless as possible. As a direct private lender we can offer a unique blend of terms to make any transaction work.

Understanding a Loan Term Sheet

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Loan Requirements


  • Investor non-owner occupant loans only
  • Individuals, LLC's, and corporations allowed
  • Personal guarantee required
  • Lender must be in first position
  • Insurance required
  • Lender should be named as mortgagee on insurance policy
  • Title policy is required, both owner and mortgagee
  • Tax Certificate
  • Survey may be required
  • ACH draft required for monthly payment

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Easy Application Requirements


  • Name
  • Address
  • Phone Number
  • Email
  • Social Security Number
  • 1 Year Tax Return
  • 3 Month's Bank Statements
  • Copy of Driver License
  • Corporate Documents if Entity
  • Exit Strategy

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