Vertical Construction Loan Terms


  • Loan terms are 6-12 months depending on borrower and project
  • Interest rate ranges from 12% - 13%
  • 2.50-3.50 points
  • 24Hour close time
  • Same day approval
  • Interest only payments
  • No prepayment penalty for early payoff
  • 30 and 90 day extension options at lender's discretion
  • All closing costs and points are due from borrower at closing
  • LTV up to 70% of ARV
  • $1,500 Closing fee - includes desktop appraisal, documents, processing, & flood cert
  • Loans available from $20,000 - $50,000,000
  • No previous project requirements
  • Individual and entity borrowers allowed
DFW Hard Money understands vertical construction and building. From single-family to mixed-use projects, and every asset class in between, we have solutions to help investors accomplish their objectives. A strong lending partner that understand the construction process and makes draws quick and easy goes a long way to keeping a project on track and profitable.

Ground-Up Construction Financing

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Vertical Construction Projects


  • Houses
  • Duplexes
  • Apartments
  • Retail
  • Medical
  • Mixed Use

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Vertical Construction Tips


  • Make sure entitlements are good
  • Apply for permits in advance
  • Have plans and budget in place
  • Line out contractors to start at closing
  • Pre-order materials

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