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Hard Money Lenders Atlanta GA – Loan Guide From A Georgia Lender.


Suppose you’re looking to invest in a property in Atlanta, Georgia, and don’t know where to begin.

DFW Hard Money lenders Atlanta GA can help!

In that case, this hard money lending guide is for you. Whether Atlanta is a new market for you or you’ve invested in Atlanta before – we outline what you need to know to get the hard money loan.

We want to help you turn a profit quickly with your next real estate project.

Atlanta, GA Emerges As Top City In U.S. For Growth

According to the Georgia Department of Economic Development, Georgia is one of the fastest-growing states in the United States – with a 14.4% growth rate anticipated in 10 years.

That’s more than 1.5 times the growth rate of the U.S. population.

And it’s not going to slow down, as population projections forecast that by 2030, Georgia’s population will increase 17.7%. 

Georgia’s warm, sunny climate is not the only reason people are flocking there. Georgia has one of the nation’s most diverse populations.

It is ranked #5 in the U.S. for the greatest number of women-owned firms. In contrast, minority-owned firms (40%) are greater than the national average. 

Add the growth of industry and the excellent education system (including Georgia Institute of Technology, University of Georgia, Emory, etc). You have the makings for an educated population staying put, earning, and buying real estate.

According to WalletHub’s Fastest-Growing Cities in America, Atlanta, GA ranks #3 for large cities with the highest growth.

This makes it one of the top 5 fastest growing cities in the United States. 

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Atlanta Hard Money Lender – Investment Property Loans.

There’s no doubt that Atlanta, Georgia, has the right mix for rapid economic growth and long-term prosperity.

What makes Atlanta that much more remarkable? It is the fact that it continues to thrive during challenging economic times and the COVID-19 pandemic.

Where other cities have faltered, Atlanta has been resilient, making it an excellent investment for today and the future. 

When Should You Use Hard Money Funds In Atlanta?

Low, competitive rates (interest rate) and the ability to close quickly are two reasons to use hard money loans.

Use it to rehab your investment property, Turn it around and sell it for a profit or put it up for rent.

Your goal as a real estate investor is firstly to purchase the investment asset. Then do what you need to do quickly to get the greatest return on your investment. 

Here are the top four investment strategies
for hard money.

1 – Fix and Flip:

The real estate strategy of buying a property that needs repair, renovating it, and then selling at a profit has been popular. There was an unprecedented real estate market in 2020 and now 2021 it is no different.

Limited inventory and high demand have made this strategy profitable for investors. Those that can identify a home at a discount because of its condition, yet find it located in a growing area like Atlanta, are going to have the advantage.

Putting in just the right amount of rehab and bringing the house out of disrepair usually involves improving aesthetics and bringing kitchens and bathrooms up to date.

The investor’s goal is to fix the property as quickly as possible and put it back on the market for a sizable profit (flip it). So now you know where the term fix & flip comes from. if you are looking at flipping a house in Atlanta Georgia, then get in touch with us.

2 – Commercial: 

Commercial properties include warehouses, medical offices, corporate offices, manufacturing facilities, restaurants, retail strip centers, and more.  These properties may be new, from the ground-up construction, renovations, or change of use play for resale or long-term hold.

 A Traditional Bank in Atlanta, Georgia often has long and tedious processes to approve a commercial hard money loan to an investor.

3 – Transactional Funding:

Transactional funding can apply to residential, commercial, farm and ranch, or other facets of a real estate asset. One of the roles of transactional funding allows the buyer to quick-turn the property to another buyer.

In this case, DFW Hard Money provides funds for the buyers closing while they wait for their buyer’s funds to come through.

4 – Land Development:

Land development projects refer to the altering of the landscape for a commercial or residential property asset. 

For example, a residential lot development to sell to builders, or a commercial lot development used for a specific or mixed-use. It can be difficult to find financing for land development and they require a great deal of specific knowledge and in turn cost.

Are you wondering how much of a loan you will need? and what your overall costs will be? 

Here are great tips to calculate a hard money interest-only loan that includes an overview of these loans. The benefits of interest-only loans, and what’s due when.

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What Does The Loan Process Look Like?

Getting a hard money loan quickly from a private lender (that is trustworthy and experienced) is the number one way investors are successful.

The challenge is, it is not always easy to do.

This is because many of the hard money lenders in Atlanta are not transparent and have hidden fees. 

You want to find an established lender who has an easy loan process. You also want someone who is experienced in providing real estate investors what they need – loans to purchase or renovate non-owner-occupied residential or commercial real estate properties.

They will also be able to offer you advice and help you navigate the unique challenges that can arise. In the end, your deal will go much more smoothly and will be stress-free.

The DFW Hard Money team makes the loan process easy with free applications, same-day approval, and 24-hour closings.

To get started, all you have to do is complete a simple private money loan application with your financial information. It should take you no more than five to 10 minutes to complete.

When all of the required documents are completed, the approval process can take as little as one day. So you can react to a great investment property quickly and not lose an excellent opportunity.

What Sheet Lending Terms and Fees Should You Expect?

It’s critical to find the best rate, but that’s not always easy as some hard money lenders Atlanta have hidden fees.

Often the ‘best rate’ at first glance is not always the best rate when all is said and done.

That’s why we suggest investors do their due diligence and select competitive rates from a transparent lender. One with experience and a proven record. 

Our requirements are very clear and can be found on DFW Hard Money’s loan terms page.

They include an $850 fee for closing costs. Only non-owner occupant loans (individuals and corporations allowed). A personal guarantee, and for the lender to be in the first position. 

Loan Term – What To Expect:

Many terms are important to know, including after-repair value, or ARV, of a piece of real estate when deciding whether a deal is worth pursuing.

The ARV is an estimate of what the property will be worth after all the needed repairs, renovations, and upgrades have been done.

For an explanation of all sheet lending terms, including ARV, loan amount, purchase price, loan to value (LTV), and more, check out our 3-minute Explaining a Term Sheet video.

It will walk you through everything you need to know and understand as an investor in the real estate market.

Atlanta GA Real Estate Loans and Closing Time:

Because closing quickly is vital so you can start your investment with its next phase.

You want to make sure the hard money lender you are working with has testimonials from previous clients that show they are easy to work with, can be trusted.

They should also have proven examples of where they have closed in as little as 24 hours, or as soon as the property title is clear. 

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About DFW Hard Money – Hard Money Lenders Atlanta

With over 20 years of real estate & real estate loan experience, DFW has helped many investors succeed with hard money loans.

We’re a private money lender serving real estate investors who are flipping houses, need funds for commercial property investments, transactional funding, developments, and more.

We are a trusted direct hard money lenders Atlanta who are here to help!

As the direct lender, we lend hard money loans using a simple 5 Step Process. We operate in the following areas;

Texas (DFW, Dallas, Fort Worth, Houston, Austin & San Antonio), Oklahoma, Georgia, Kansas, North Carolina, Florida, Alabama, Tennessee & Colorado market areas.

Learn more about DFW Hard Money, call (817) 200-7575, or complete a no-obligation application today.

We’re happy to supply you with references and testimonials from the many real estate investors we’ve helped over the years.

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