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Atlanta Hard Money Lenders – Loan Guide From A Georgia Lender.


Suppose you’re looking to invest in a property in Atlanta, Georgia, and don’t know where to begin. Searching the web for hard money lenders or hard money loans should be your 1st step.

DFW Hard Money lenders Atlanta, GA, can help!

In that case, this hard money lending guide is for you. Whether Atlanta GA is a new market for you or you’ve invested in Atlanta before – we outline what you need to know to get the hard money loan or Atlanta private money finding.

We want to help you turn a profit quickly with your next real estate project. We provide commercial hard loans and act as a direct private money lender.

Hard Money Loans Atlanta Georgia - Private Money Lenders
Hard Money Lenders Atlanta GA – DFW-Hardmoney.com

Atlanta Hard Money Lender – Investment Property Loans.

There’s no doubt that Atlanta, Georgia, has the right mix for rapid economic growth and long-term prosperity. What makes Atlanta that much more remarkable? It is the fact that it continues to thrive during challenging economic times.

Where other cities have faltered, Atlanta has been resilient, making it an excellent investment for today and the future. 

When Should You Use Hard Money Funds In Atlanta?

Low, competitive rates (interest rate) and the ability to close quickly are two reasons to use Atlanta hard money loans from hard lenders.

Use it to rehab your investment property, Turn it around and sell it for a profit or put it up for rent.

Your goal as a real estate investor is firstly to purchase the investment asset. Then do what you need to do quickly to get the greatest return on your investment. 

Here are the top four investment strategies
for using an Atlanta hard money lender

1 – Fix and Flip a real estate investment

Fix and Flip – the real estate strategy of buying a property that needs repair, renovating it, and then selling at a profit has been popular. There was an unprecedented real estate market in 2020/2021, and now 2022 is no different. Flip loans are a big thing.

Limited inventory and high demand have made this strategy profitable for investors. Those that can identify a home at a discount because of its condition, yet find it located in a growing area like Atlanta, will have the advantage. Loans to real estate investors are on the increase as they seek more investment properties

Putting in just the right amount of rehab and bringing the house out of disrepair usually involves improving aesthetics and bringing kitchens and bathrooms up to date. Flip hard money loans can be the gateway to successful real estate investing.

The investor’s goal is to fix the property quickly and return it to the market for a sizable profit (flip it). So now you know where the term fix & flip comes from. If you are looking to flip a house in Atlanta, Georgia, and need access to flip loans, get in touch with us.

2 – Commercial: 

Commercial Loans – Commercial properties include warehouses, medical offices, corporate offices, manufacturing facilities, restaurants, retail strip centers, and more.  These properties may be new, from the ground-up construction, renovations, or change of use play for resale or long-term hold.

 A Traditional Bank in Atlanta, Georgia, often has long and tedious processes to approve a commercial hard money loan to an investor.

3 – Transactional Funding:

Transactional funding can apply to residential, commercial properties, farms, ranches, or other facets of a real estate asset. One of the roles of transactional funding allows the buyer to quick-turn the property to another buyer.

In this case, DFW-Hardmoney provides funds for the buyers closing while they wait for their buyer’s funds to come through.

4 – Land Development:

Land development projects involve altering the landscape for a commercial or residential property asset. 

For example, a residential lot development to sell to builders or a commercial lot development used for a specific or mixed-use. It can be difficult to find financing for land development and require a great deal of specific knowledge and cost.

Are you wondering how much of a hard money loan you will need? And what your overall costs will be using a hard money lender? 

Here are great tips for calculating the best hard money interest-only loan that includes an overview of these loans. The benefits of interest-only loans, and what’s due when.

hard money lenders Atlanta Georgia. Loans for residential and commercial projects
Atlanta Private Money Finance – Making Project Happen

What Does The Loan Process Look Like?

Getting a hard money loan quickly from a private lender (that is trustworthy and experienced) is the number one way investors are successful.

The challenge is that it is not always easy to do.

This is because many of the hard money lenders in Atlanta are not transparent and have hidden fees. 

You want to find the best hard money lender with an easy loan process. One that is established. You also want someone experienced in providing real estate investors with what they need – loans to purchase or renovate non owner-occupied residential or commercial real estate properties.

The Best Hard Money Lenders Can Offer Essential Advice

They will also be able to offer you advice and help you navigate the unique challenges that can arise. In the end, your deal will go much more smoothly and stress-free.

The DFW-Hardmoney team makes the process easy with free applications, same-day approval, and 24-hour closings – we can give you the best hard money loan on the market.

You must complete a simple private money loan application with your financial information to get started. It should take you no more than five to 10 minutes to complete.

The approval process can take as little as one day to complete all required documents. So you can react to a great investment property quickly and not lose an excellent opportunity.

What Sheet Lending Terms and Fees Should You Expect?

It’s critical to find the best rate, but that’s not always easy, as some hard money lenders in Atlanta have hidden fees.

Often the best hard money loans at first glance are not always the best rate when all is said and done.

That’s why we suggest investors do their due diligence and select competitive rates for a hard money loan from a transparent Atlanta private money lender. One with experience and a proven record. 

Our requirements are clear and can be found on DFW-HardMoney’s loan terms page.

They include an $850 fee for closing costs. Only non owner occupied loans (individuals and corporations allowed). A personal guarantee, and for the lender to be in the first position. 

Loan Term – What To Expect:

Many terms are important to know, including the after-repair value, or ARV, of a piece of real estate, when deciding whether a deal is worth pursuing.

The ARV is an estimate of what the property will be worth after all the needed repairs, renovations, and upgrades have been done.

For an explanation of all sheet lending terms, including ARV, loan amount, purchase price, loan to value (LTV), and more, check out our 3-minute Explaining a Term Sheet video.

It will walk you through everything you need to know and understand as an investor in the real estate market to obtain the best hard money loan.

Atlanta GA Real Estate Loans and Closing Time:

Because closing quickly is vital so you can start your investment with its next phase.

The best hard money lenders you consider working with should have plenty of testimonials from previous clients that show they are easy to work with and can be trusted.

They should also have proven examples of where they have closed in as little as 24 hours or as soon as the property title is clear. 

We provide the best hard money loans for real estate investment and to real estate investors. We are a hard money lender that can be trusted.

atlanta hard loans dfw hard money

About DFW-HardMoney – The Best Hard Money Lenders in Atlanta

With over 20 years of real estate & real estate loan experience, DFW has helped many investors succeed with hard money loans.

We’re an Atlanta private money lender offering private money lending. Serving a real estate investor & their real estate investments who are flipping houses and need funds for commercial property investments, transactional funding, developments, and more.

We are trusted direct hard money lenders in Atlanta here to help with any hard money loan requirements. This includes commercial hard money loans & construction loans, fix and flip projects, short-term bridge loans, and rental property loans.

As the direct lender, we provide hard money loans using a simple 5 Step Process (& not a strict credit score or better business bureau membership requirement).

We operate in the following areas:

DFW, Denver and Colorado, Birmingham and Alabama, Tampa and Florida, Atlanta and Georgia, Kansas and Missouri, OKC and Oklahoma, Charlotte NC, Raleigh NC, Nashville and Tennessee, and Texas (Dallas, Fort Worth, Houston, Austin, San Antonio

1-4 Fix and Flip | Commercial | Multi-Family | Land Development | Vertical Construction | 
Transactional Funding | Purchase Price Only

Learn more about DFW Hard Money & our hard money loans. Call (817) 200-7575, or complete a no-obligation application today.

As trusted hard money lenders, we’re happy to supply you with references and testimonials from the many real estate investors we’ve helped over the years with their real estate investing & a hard money loan.

Atlanta Hard Money Lenders

Further Reading:

Atlanta, GA Emerges As Top City In U.S. For Growth

According to the Georgia Department of Economic Development, Georgia is one of the fastest-growing states in the United States – with a 14.4% growth rate anticipated in 10 years.

That’s more than 1.5 times the growth rate of the U.S. population.

And it’s not going to slow down, as population projections forecast that by 2030, Georgia’s population will increase 17.7%. 

Georgia’s warm, sunny climate is not the only reason people flock there. Georgia has one of the nation’s most diverse populations.

It is ranked #5 in the U.S. for the greatest number of women-owned firms. In contrast, minority-owned firms (40%) are greater than the national average. 

Add the growth of industry and the excellent education system (including Georgia Institute of Technology, University of Georgia, Emory, etc). You have the makings for an educated population staying put, earning, and buying real estate.

According to WalletHub’s Fastest-Growing Cities in America, Atlanta, GA, ranks #3 for large cities with the highest growth.

This makes it one of the top 5 fastest growing cities in the United States, and no wonder there is a call for hard money lenders in the State.

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