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Houston Hard Money Lenders – Finding The Best HTX Loan And Lender



Imagine that you are looking to buy a Houston property as a project but don’t know where to start.
As a Houston based hard money lender – Start Here!

Start your search for hard money lenders in Houston TX. This should begin with us & our team.

Houston, Texas: Hard Money Lenders

This guide to hard money lending is perfect for you. Houston is a new market for you? or in which you have invested. You can use this guide to help you get started. We outline the information you will need to be successful in the area and get a loan.

We are here to help you quickly turn a profit on your next real estate venture.

Houston Hard Money Lender, Investment Property Loans


The state and the region have the right mix to achieve rapid economic growth and long-term prosperity.

It is remarkable because of this. Its ability continues to thrive in difficult economic times and during the COVID-19 Pandemic.

When is the best time to use a hard money loan program and funds?


Hard money loans are attractive because they offer low, competitive interest rates and can be closed quickly.

It can be used to renovate your investment property or turn it around and make a profit.

As a real estate investor, your first aim to purchase the investment asset. To get the best return on your investment, do everything you can quickly. Sometimes, you may need to rely on the assistance of others. Houston, TX money lenders

These are the top 4 investment strategies for hard cash.

1 – Fix and Flip:


Fix and flip or flip loans is a real estate strategy that involves buying a property that needs repair. It is common to renovate a property and then sell it at a profit. It was a remarkable real estate market in 2020 and continues to be so in 2021. A hard money lender can be essential!

This strategy has proven profitable for investors due to its limited inventory and high demand. Investors who can find a home at an affordable price will be able to do so. It is in good condition, yet it is located in an area growing like Houston will have the advantage.

Renovating the house to make it more livable. Disrepair often involves restoring aesthetics and renovating kitchens or bringing bathrooms up to date.

Investors aim to fix the property quickly and then put it on the market for a large profit (flip it). Now you know the basics and where the terms fix and flip loans come from.

More info here – Starting out flipping houses? & Checklist for finding the best flip contractor

2 – Commercial


Warehouses, corporate offices, warehouses, manufacturing facilities, restaurants, and retail strip centers are all examples of commercial properties & real estate. These properties can be brand new from the ground up, or they may have been renovated or changed of use. Click HERE for info about our commercial terms.

An investor may have to wait for a traditional bank in Houston TX, to approve a hard money commercial loan. When investing in real estate, financing this way is not always in the borrower’s best interest.

Many issues can be raised, including bad credit, credit problems with personal loans, and minimum credit score.

Loans, conventional loans, bridge loans, and construction loans. FHA loans, short-term loans, and home loans for cash advances. Previous loan issues are frequently cited: payday loan, bad credit loan, and commercial loan.

This is before they examine any mortgage rates and mortgage issues (i.e., mortgage banker & credit-union issues)

3 – Transactional funding:


Transactional financing or funding may fund residential, commercial, farm, ranch, and other aspects of real estate assets. Transactional funding can be used for one of several purposes. The buyer can quickly turn the property over to another buyer.

We are the fund lenders in the Houston area in this instance. Buyers close while they wait for funds from their buyers.

4 – Land Development


Land development alters the landscape to create a residential or commercial property asset.

A residential lot could be sold to builders or even a vacant lot—commercial lot development for specific or mixed-use purposes. Land development can be difficult to finance—a lot of detail and cost.

Do you want to know how much loan you’ll need? What will your total costs be? Finding the best hard money loans in the Houston area would make a great start!

These are some great tips for calculating hard money interest-only loan that includes an overview of these loans—the advantages of interest-only loans and when they are due.

What does the loan process look like in Houston TX?


Houston: Quickly getting a hard money loan from a private lender (trustworthy, experienced, and reliable) is the best way to invest. This is how to be a success.

It isn’t always easy. You need a money lender in Houston that can be trusted.

Beware of the private money lender’s hidden charges!

This is because hard money lenders in this region are often opaque and charge hidden fees.

Finding a reputable lender that offers a simple hard money loan process is important. Also, you want someone experienced in providing investment advice to real estate investors – loans to purchase or renovate non-owner-occupied residential or commercial real estate properties.

They can also advise and assist you in navigating the many challenges you may face. Your deal will be more than just a contract. You will feel relaxed and stress-free.

hard money lenders Houston - offering hard money loans

Get Same Day Approval On A Private Money Loan

DFW Hard Money makes it easy to get a hard money loan. We offer free applications, same-day approvals, and 24-hour closings.

All you need to do to get started is to complete the following: a simple loan application. Include your financial information. This should not take more than 5-10 minutes.

Once all required documents have been received, approval can be completed in as little as one working day.

We can quickly react to any situation. We can invest quickly in property and not lose an opportunity.

What should you expect from sheet lending terms and fees?

Private money loans – It is crucial to get the best rate. However, it can be difficult as some lenders in Houston may try to conceal fees.

Sometimes, the best rate at first glance is not always the best rate after all is said and done.

Do your due diligence on any/all hard money lenders you consider

We recommend that investors research and choose competitive hard money loan rates from transparent lenders, one with experience and a track record. A proven record ideally.

You can find our requirements clearly on DFW Hard Money’s Loan Terms Page.

There is an $850 charge for closing costs. Only non-owner occupant loans are allowed (individuals or corporations). Personal guarantee and lender must be in the first place.

Hard Money Loan Term – What Should You Expect?

As with all hard money lenders, when deciding whether or not a deal is worth your time, there are many terms you need to understand, such as the ARV of an item of real estate.

After all renovations and repairs have been made, the ARV will estimate the property’s value.

Our 3-minute Explaining the Term Sheet video will explain all terms and conditions, including loan amount, purchase price, ARV, loan amount, loan to value (LTV), etc.

This guide will help you to understand the market and all you need to know.

Closing Times Of Real Estate Loans

It is crucial to close quickly so you can move on to the next investment phase.

It is important to verify that the Houston hard cash lender you are considering working with has received testimonials from past clients to prove they are trustworthy and easy to work with.

Money Lenders in Houston TX Should Be Able To Show You Previous Work

They should also show you examples of projects & hard money loans that have closed in as little as 24 hours or as soon after the title to the property became clear.

Houston hard money loans from a had money lender Houston
Hard Money Lenders in Houston TX – DFW Hard Money

About DFW Hard Money:
Houston Texas Hard Money Lenders


Over 20 years of experience in real estate and real estate loans, our experience has seen many investors succeed with hard money loans.

We are a private money lender who provides hard money loans that serve real estate investors with hard money loans. Flipping houses requires funds to invest in commercial property: transactional financing, development, investment properties, and many other things.

Houston Hard Money Lenders & Houston Hard Money Loans
We are a trusted lender of direct hard money and are here to help!

We are the direct lender and lend hard money through Houston hard money loans.

We do this through a simple 5 step process.

These are the areas we as hard money lenders operate in:

DFW, Denver and Colorado, Birmingham and Alabama, Tampa and Florida, Atlanta and Georgia, Kansas and Missouri, OKC and Oklahoma, Charlotte NC, Raleigh NC, Nashville and Tennessee, and Texas (Dallas, Fort Worth, Houston, Austin, San Antonio

1-4 Fix and Flip | Commercial | Multi-Family | Land Development | Vertical Construction | 
Transactional Funding | Purchase Price Only


Find out more about Hard Money Call (817) 200-77575 or fill out a request for a free application.

As hard money lenders, we are happy to provide you with references and testimonials of successful real estate investors we have helped with their investment properties over the years.

Houston TX

A Trusted Money Lender In Houston

Looking for Houston hard money loans, hard money lenders, and/or private lending? Look no further. We are private money lenders with excellent track records and years of experience in the investment real estate market.

Private Money Lenders Are Not All Equal

Not all money lenders are equal in Houston TX. Private money lenders come in all shapes and sizes in Houston, Texas, so we encourage you to be careful when looking into private money.

Make sure your hard money lender has the experience you need

No matter what you require hard money lenders for, whether for fix and flip loans, a real estate investment, rental property, rental properties opportunity, new construction, construction loans, or a hard money loan, make sure they are legit and trusted throughout the Houston TX area.

Hard Money Lenders Houston = DFW Hard Money

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